For Taft-Hartley Fund Administrators
Benefits administration
that works like it's 2026.
27 modules. Full ERISA compliance. Member portal. Built, tested, running today.
1,400+
Taft-Hartley Funds
6M+
Union Members
$220B
Assets Administered
20 yrs
No Modern Alternative
The Market Reality
Every fund administrator in America is managing health coverage for thousands of union members using software built before the iPhone existed.
6 clicks
to update a single member's address in HPS or Basys
25 min
to write a COBRA notice from a Word template, every time
1 click
to wrongfully terminate a member on FMLA leave — no warning
$0
in innovation from the incumbents in the last decade
What Goes Wrong
Administrator selects
Terminated.
Coverage ends.
Member was on approved FMLA leave
Federal violation — ERISA §502
Claim denied at the doctor's office
DOL complaint filed
Wrongful termination lawsuit
This happens every week. At every fund. On every legacy system.
Fermo Response

Every termination runs through thirteen mandatory compliance checks.

No shortcuts. No overrides. Every step documented, timestamped, and permanently logged. When the DOL asks — you have the answer.
01
Hours report received and verified
02
Employer notification confirmed
03
FMLA leave status checked
04
USERRA military duty checked
05
Pending claims reviewed
06
Active prior authorizations checked
07
COBRA eligibility determined
08
29-month disability extension evaluated
09
Creditable coverage certificate issued
10
Dependent coverage reviewed
11
QMCSO orders checked
12
Retiree coverage flags reviewed
13
Final authorization permanently logged
The Interface

Click any field. Edit right there.

fermo.fund/members
● Live
Members
Claims
Eligibility
Compliance
Letters
Reports
Pension
Audit Log
Name
Status
Phone
Plan
Local
Robert Deluca
Active
(212) 555-0182
Gold PPO
802
James Whitfield
On Leave
(212) 555-0291 SAVED
Gold PPO
1199
Patricia Nguyen
COBRA
(212) 555-0347
Gold PPO
32BJ
Darnell Brooks
Active
(917) 555-0563
Gold PPO
1199
Legal Notices

Compliant notices in seconds, not hours.

Select a member. Click Generate. A print-ready notice — correct ERISA citations, correct deadlines, correct language — appears immediately. No Word templates. No manual drafting. No errors.

COBRA Qualifying Event Notice
ERISA §606 · 14-day requirement
1.8s
~25 min
Adverse Benefit Determination
ERISA §503 · appeal rights
1.4s
~30 min
Hours Deficiency Notice
Eligibility · cure period
1.2s
~20 min
Creditable Coverage Certificate
HIPAA §701
0.9s
~15 min
N
Fermo Health and Welfare Fund
Local 802 · New York, NY
Notice of COBRA Continuation Coverage Rights
June 10, 2026 · Robert Deluca · M-10441
You are receiving this notice because a qualifying event has occurred that may affect your eligibility for continuation coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Pursuant to ERISA §606, you have 60 days from the date of this notice to elect continuation coverage. Coverage will be identical to your current plan…
Generated in 1.8 seconds · ERISA §606 compliant · Ready to print
Built-In Compliance

Every regulation your fund is accountable for —
enforced at the point of action.

ERISA
§502 · §503 · §606 · §609 · §414(p) — appeals, COBRA, QMCSO, QDRO
COBRA
All qualifying events · 14-day notice · 29-mo disability · 36-mo second QE
HIPAA
PHI protections · special enrollment · portability · creditable coverage
ACA
Preventive at 100% · SBC · dependent to 26 · MHPAEA parity
FMLA
12-week medical · 26-week military family · return processing
USERRA
Military leave · 24-month continuation · mandatory reinstatement
QMCSO
Court-ordered child coverage · 18-day determination · NMSN
QDRO
Pension domestic relations · ERISA §414(p) · 18-month period
12 regulatory frameworks. Actual workflows — not documentation.
27 admin modules · 10 member portal sections
Fermo Benefits · 2026
See what your
fund looks like modern.
A full working demo — every module, every workflow, every compliance check — available in your browser right now.

"How many times last year did a member call because their coverage was cut off incorrectly?"
Request a Live Demo →
No installation · No commitment · Full product
Fermo Benefits · Taft-Hartley Health & Welfare Administration · 27 Modules · Full ERISA Compliance
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